Initiative supports small businesses seeking guidance and financial relief amidst social isolation
In this challenging time that the country is going through, preserving the financial health of micro and small companies is fundamental to guaranteeing jobs and promoting the recovery of the economy. Aware of this responsibility, Serasa Experian has joined 'Stimulus 2020', a national and non-profit movement that brings together companies from different sectors to offer financial education and affordable online credit in an uncomplicated way to small businesses that are suffering the economic impacts of isolation. Social. This is the first initiative of its kind in Brazil, in which private entities and individuals offer help to entrepreneurs who need to stay upright.
The initiative offers working capital equivalent to up to one month of companies' billing, with interest of 0.33% per month and payment term of up to 18 months. Companies that intend to apply for financial assistance must have at least three years of operation and annual sales between R$ 360 thousand and R$ 2 million. In addition, you must complete an online financial education course by filling in the registration information on the website. www.stimulo2020.org.
To apply for credit, the entrepreneur must register on the platform. The procedure to take advantage of these benefits is free and simple, just fill in your CNPJ, corporate name, full name and inform your monthly billing before this crisis. The concession criteria will consider operational indicators and the history of the applicant companies.
“Small businesses are responsible for more than half of formal jobs in Brazil. Preserving the operation of these companies means contributing to the employability of millions of Brazilians. One of society's main drivers is credit, with this initiative we will foster sustainable credit for this important segment of the market, says the director of Corporate Responsibility, Marketing and Communication at Serasa Experian, Sirlene Cavaliere.
Free Online Training Guides Small Business Owners on Management
The 'Estímulo 2020' platform also offers other services and information to help small business owners, such as free courses and training. Enrollment is open to all small business owners, whether they have signed up for financial aid or not. The content includes lectures on management, financial education, entrepreneurship and mentoring activities.
“Entrepreneurs will have all the information to hire a loan in a transparent and quick way to keep their business operating in this difficult time. The analysis process is agile and the requesting entrepreneur, if interested, depending on the chosen partner, completes the transaction directly on the platform”, says Sirlene.
In addition to this initiative, Serasa Experian has held lives, courses and tips on remote employee training, remote people management and sales security for individuals and companies – just click on the link below and check it out for free:
www.serasaexperian.com.br/acoes-covid
MEIs represent the majority of new companies
Most of the companies opened in February 2020 are represented by Individual Microentrepreneurs, which are 78.6%, a total of 212,292 ventures. Compared to the same period in 2019, there was a variation of 1.4%. Also in the annual comparison, Limited Companies lead the increase with 42.91TP1Q, totaling 24,121. When we make the same relationship with Individual Companies, there is a low of 19.9%, which means 12,301 new businesses. The numbers are the highest ever calculated by the Serasa Experian Indicator of Births of Companies since the calculation started in 2010.
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