* By Camille Ocampo
Digital transformation has gone from being a trend to a necessity in the corporate world. In 2025, companies that still operate with legacy systems face a challenge: modernizing their infrastructures or losing competitiveness. With more than 800 billion lines of Cobol code still in use, the so-called “second wave” of digital transformation foresees the integration of artificial intelligence (AI) and hybrid models, which connect traditional solutions to new cloud platforms.
Modernization, however, needs to be conducted strategically. In 2024, many companies will rely exclusively on generative AI, without an integrated view of their technological needs. The next step will be to combine AI with other digital solutions to build a more efficient ecosystem. In addition, process automation and predictive analytics will play a key role in optimizing operations, enabling cost reduction and increased productivity.
Customization of technology will be a differentiator. Modularized AI models and the expansion of microservices should facilitate a gradual transition to new platforms without compromising operations. The concept of “two-speed IT” gains relevance by enabling continuous modernization while keeping essential processes running. Companies that adopt this approach will minimize risk and have greater flexibility to evolve as market demand dictates.
Another essential point is cybersecurity. With increasing digitalization, threats are also intensifying. Protecting data and ensuring regulatory compliance will be crucial to operating securely. Strategies such as multi-factor authentication and the use of blockchain must be incorporated into new infrastructures to ensure the integrity and confidentiality of information.
The challenge goes beyond updating systems. Companies that align technological innovation with business strategies will be better positioned to face a competitive market. Integrating legacy systems with new technologies will be crucial for growth. In an environment of rapid transformation, investing in modernization is not just an advantage – it is a matter of survival. Those who know how to balance innovation, efficiency and security will be at the forefront of the new digital era.
*Camille OCampo is Executive Director of Capco, a consultancy specializing in management and technology for the financial sector.
Notice: The opinion presented in this article is the responsibility of its author and not of ABES - Brazilian Association of Software Companies
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